When you place your iPhone over a card reader for Apple Pay, it’ll always pull up your default card. That might work fine for you, but perhaps that isn’t the card you want to use. The problem is, you don’t have time to switch cards before the payment goes through. That might result in using your rewardless debit card to buy groceries when you could’ve snagged 2% back by using your Apple Card.

That’s why we recommend opening the Wallet app first. Here, you can quickly switch cards just by tapping on them, so you can use the one that makes the most sense for you. Balance too high on the Apple… more

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